Begin As You Intend To Continue!

“Begin as you intend to continue.”

My younger sister, Becky, gave me this advice 24 years ago as my (now) wife and I were preparing to get married. But… who listens to a younger sister?

Smart people do… I wasn’t smart.

But, today, I’ve come to appreciate the wisdom of her statement…and now as I work with engaged couples and those who are married, I echo that advice, especially when it comes to finances. Continue reading “Begin As You Intend To Continue!”

Effective Communications During a Financial Crisis

Good News!

The state is opening up! People are headed back to work, and things are starting to look a bit brighter. BUT, the truth is that as these blessings begin to become real, there is another truth… Continue reading “Effective Communications During a Financial Crisis”

Diagnosing Financial Emergencies: An EMT’s Approach to Finding The Real Money Problem

Sirens blare as the ambulance races down the street, rushing to care for a man having chest pain. With screeching tires, the ambulance shudders to a halt, and two EMTs hop out of the rig, hustling out of the “rig” and into the house.

We watch as with fervor and urgency the medics check a pulse and blood pressure, glancing grimly at each other.

Quickly they put the patient on high flow oxygen, ask him to chew some baby aspirin, help him with his nitro, and start an IV.

Continue reading “Diagnosing Financial Emergencies: An EMT’s Approach to Finding The Real Money Problem”

Five Powerful Ways to Say, “I Love You!”

I’m sure that when you read the title, your mind went to the “Three Little Word,” and to chocolates, flowers, and the like. And of course, those are important! But there are other things that allow your actions to speak clearly to your loved ones! Continue reading “Five Powerful Ways to Say, “I Love You!””

Putting Last Things First: A Case for Priorities

Scott looked down at his cup of coffee, regret and sorrow etched lines deeper into his face. Looking up, he said, “I haven’t seen my brother in 15 years, not since my mother died.”

When I asked him why he said, “We used to be a very close family. On Sunday’s my mother would make dinner for the whole family, and then each of us would take out our instruments, and we’d play and sing for hours. My parents died without a will, and all hell broke loose. Fighting broke out among all the brothers and sisters, and now that the dust has settled, we don’t speak.” Continue reading “Putting Last Things First: A Case for Priorities”

10 Ways We Spend Without Awareness

“It’s only $2.12. What’s the big deal?” Steve asked, blinking in disbelief that someone would suggest that if he wanted to change his financial picture, he should drop his morning stop at the coffee shop. Karen looked at him steadily and said, “But it really isn’t $2.12.”

Steve stared blankly.

Continue reading “10 Ways We Spend Without Awareness”

Seven Key Actions in Budgeting

bad tasteAs I watched, her face drew up into a scowl. You would have thought I had told her you need to eat brussel sprouts (not that there’s anything wrong with them when cooked properly. Continue reading “Seven Key Actions in Budgeting”

The Mysterious Case of the Disappearing Dollars!

Dave stared at his check register, perplexed. With dejected_0his hands in his thinning hair, he wondered, silently, “Where did it all go?” With a week-and-a-half left in the month, there were still bills to pay and precious few dollars to pay them with. “What happened?” He asked himself again and again, blinking repeatedly – as if the shutting and re-opening of his eyes would change the numbers his downcast eyes landed on. Meanwhile, Dan’s wife, Dorothy, hovers close by uncertain how to comfort or help him.

worried wife

Continue reading “The Mysterious Case of the Disappearing Dollars!”