“Why do I need an emergency fund?”
Harry shook his head slowly and continued.
“I’m in debt and want to get out fast!”
Steve and Sue sat at their kitchen table looking dejected as they discussed the up-coming holiday season. “How are we going to afford all this on a tight budget?”
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“It’s only $2.12. What’s the big deal?” Steve asked, blinking in disbelief that someone would suggest that if he wanted to change his financial picture, he should drop his morning stop at the coffee shop. Karen looked at him steadily and said, “But it really isn’t $2.12.”
Steve stared blankly.
Dave stared at his check register, perplexed. With his hands in his thinning hair, he wondered, silently, “Where did it all go?” With a week-and-a-half left in the month, there were still bills to pay and precious few dollars to pay them with. “What happened?” He asked himself again and again, blinking repeatedly – as if the shutting and re-opening of his eyes would change the numbers his downcast eyes landed on. Meanwhile, Dan’s wife, Dorothy, hovers close by uncertain how to comfort or help him.