About

Welcome to

Larry the Money Medic

I am here to help people to

Live! Thrive! and Give!

I do that by providing people with the skills and knowledge that will provide them with proven steps leading to financial hope and freedom for themselves and their families.

This business is all about you!

That’s why I didn’t put my name first.

You’re on this page, though, because you want to know something about me.

Well, I’m a financial coach. What that means is I’m the person who can sit down with you and help you sort through your current financial picture. For some that means going back to the beginning and helping someone get started with basic budgeting. I assist you in figuring out if you have the right kinds and amounts of insurance.  At other times, I show you how to contact and speak with creditors, or how to avoid bankruptcy. But the work I do with you is not just about problem areas! I’m here to help you formulate goals, to guide you as you share your dreams so that they may become realities.

My name is Larry Duffany, and I am a Ramsey Preferred Coach (financial coach). I am a career educator, and that is what this business is really all about – teaching, coaching, sharing, showing, and cheering my clients on to financial freedom. It isn’t just about getting you out of debt so you can live – which can be where we start. It’s about getting you to a point where you are thriving – that things are blossoming for you…so much so that you are free to live and give like never before.

In a confidential format we will look at your financial picture. We’ll talk about your hopes and dreams. Together we’ll identify the obstacles to those dreams and chart a course over, under, around, or through them. If you’re already on your way, we’ll celebrate your successes and build on them as we look at how to accelerate the process, to pay off your home, fund college, save for retirement and so much more. I am not a financial “advisor.” So, I will not be selling you any investments or insurance. We will look at what you have in those areas, and sometimes make referrals to professional advisors who can help you for those specific needs. In those cases, I will try to match you with an Endorsed Local Provider who has the heart of a teacher like me, who will provide you with what you need, and not one who is strictly worried about the commission he or she will earn.

I pray that God bless you in all that you do and that you may find financial hope and freedom so that you may Live! Thrive! Give!

Larry Duffany, Financial Coach

Terms and Conditions of Coaching

The following terms apply to the duration of our Coaching together.

1. If you are married, I require both husband and wife to attend our appointments. In a married household, both husband and wife must be on the same page for a financial plan to be effective. If your spouse cannot attend at our scheduled time, we will reschedule so that he or she can.
2. By agreeing to work with me, you understand that my fees are non-refundable and that if you do not show up to your scheduled appointment, you will forfeit that session.
3. If you need to reschedule, let me know at least 24 hours in advance and I will work with you to find a new appointment time. If we are within the 24-hour timeframe and you cancel, I reserve the right to consider that month’s session forfeited, but will allow room for grace in extreme circumstances.
4. If you decide to terminate our coaching agreement before the end of our predetermined time (6 months, 12 months, etc.), there will be an early cancellation fee equivalent to one month’s worth of coaching fees. For clients nonrefundable, but you may resume coaching with me in the future if desired.
5. I require you to be an active participant in this process. I will be actively communicating with you throughout the month, and I need you to be responsive to me as well. You will get out of this what you put into it. I devote myself to your well-being in this process, and I require that you devote yourself to that goal as well.
6. The coaching services offered are not to be construed as legal, tax, accounting, or investment advice. These industries are heavily regulated and require specific licensure for their service. Coaching involves practical guidance in the everyday aspects of personal finance, including habits, mentalities, and daily spending decisions. If you need services beyond what I offer as a coach, I will refer you to an appropriate professional in my network. By working with me you understand the nature of the coaching relationship and that this does not include fiduciary duties required in those types of industries.
7. If a dispute arises between you and I about the rendering of my coaching services, I will work with you to the greatest degree practicable to ensure your satisfaction. If the dispute cannot be resolved by negotiation between us, the dispute will be submitted to mediation, with the goal of achieving a result agreeable to both parties. If a resolution cannot be achieved in mediation, the parties shall submit the dispute to binding arbitration.
8. Our work together shall be governed by the laws of Connecticut.